Australia takes from the poor to give to the rich

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Australia takes from the poor to give to the rich

Postby mothra » 12 Apr 2018, 12:52

Australia takes from the poor to give to the rich

Last year, as the government prepared another round of welfare crackdowns, Minister Michaelia Cash said she expects “that those who can work should work and our welfare system should be there as a genuine safety net, not as something that people can choose to fund their lifestyle.”

The subtext was clear – those who need help are a drain on the rest of us.

This rhetoric is familiar, but it is wrong. It is the wealthiest Australians who enjoy the most support.

Research commissioned by Anglicare Australia shows that each year, a staggering $68 billion is spent keeping the wealthiest households wealthy. That is greater than the cost of Newstart, disability support, the age pension, or any other single welfare group.

The Cost of Privilege report, prepared by Per Capita, models four household types to show how these concessions and tax breaks work. One of the couples we modelled, Tim and Michelle, own their own home. They have two children in private schools, top health insurance, and two investment properties. Michelle doesn’t work, and Tim runs a small business. Each year, Tim and Michelle get $99,708 in concessions from the taxpayer, or $1917 per week. That is well over twice as much as a couple with two children on Newstart, and nearly three times as much as a family with one parent on the Disability Support Pension. Tim and Michelle do this by getting concessions on their superannuation, negatively gearing their investment properties to minimise their taxable income, and getting tax breaks for private schools and private health insurance. They also get generous Capital Gains Tax exemptions.

Each year, thousands of Australia's wealthiest households profit from these loopholes and subsidies. Our report finds that tax exemptions on private healthcare and education for the wealthiest 20 per cent cost more than $3 billion a year. Superannuation concessions to them cost over $20 billion a year, and their Capital Gains Tax exemptions cost an astonishing $40 billion a year. Compare that to the annual cost of Newstart, which comes in at just under $11 billion a year.
Importantly, nothing that Tim and Michelle are doing is wrong or illegal. This is not a broken system. It is a system working exactly the way it was designed to work, supporting the wealthiest at the expense of the rest of us.

These numbers tell us that something has gone badly wrong. The eighties were the decade of trickle-down economics, where taxes were cut for the richest with the promise that everyone else would soon feel the benefits. But now it’s worse – we’re in an era of trickle-up economics where subsidies, tax breaks and concessions for the richest are paid for by everyone else.

At the same time as some people are enjoying generous support because of their wealth, those who have the least are being targeted. Parliament has just passed a set of welfare crackdowns that will include a demerit system for Centrelink recipients, expanding the cashless welfare trial, penalising job seekers who miss appointments, and forcing people to run down their bank account before they can seek help.

Other changes mean that personal crises, like relationship breakdown or a family death, can’t be considered when people have problems completing their paperwork. And to top it off, hundreds of millions of dollars is being cut from social security.
All of this shows us an uncomfortable truth. We have become a country that cuts from the poorest to give to the richest – a fact borne out by the government’s obsession with corporate tax cuts.

Some parts of the media have taken issue with the report, but they have missed the point. Anglicare Australia has never said that we should abolish all concessions and subsidies. We are simply making the point that if we can afford to forego such staggering amounts of money to support the very wealthiest people, then we can afford to support those doing it tough too.

If we want to tackle inequality in Australia, the answer is simple. First, we need to end the trickle-up economics by winding back some tax breaks to the very wealthiest people. Next, we need to lift income support. The OECD has already warned that our income support payments are far too low. They are being outstripped every year by the cost of living.

And finally, we need to stop demonising people who need help. Cutting from the poorest must stop.

It is well past time that we end the trickle-up economics, and build a tax system that works for everyone.


https://www.theage.com.au/national/australia-takes-from-the-poor-to-give-to-the-rich-20180404-p4z7sn.html
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Re: Australia takes from the poor to give to the rich

Postby MilesAway » 12 Apr 2018, 12:59

Michaelia is an embarrassment to every single capital "L"iberal voter who ever lived.

Just ask them.... This is the party who gave your kids copper internet in the Asian century we built.

We are, literally, the worlds biggest joke!

Go Australia :beer
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Re: Australia takes from the poor to give to the rich

Postby johnsmith » 12 Apr 2018, 12:59

FD.
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Re: Australia takes from the poor to give to the rich

Postby mothra » 12 Apr 2018, 13:02



Lordy! I even commented upon it. :emb
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Re: Australia takes from the poor to give to the rich

Postby johnsmith » 12 Apr 2018, 13:04

mothra wrote:


Lordy! I even commented upon it. :emb



Normally i would make some sort of joke about ageing right about now, but my mamma says that's bad manners. :c
FD.
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Re: Australia takes from the poor to give to the rich

Postby mothra » 12 Apr 2018, 13:08

johnsmith wrote:
mothra wrote:


Lordy! I even commented upon it. :emb



Normally i would make some sort of joke about ageing right about now, but my mamma says that's bad manners. :c


No, it's because Greg made me get stoned.
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Re: Australia takes from the poor to give to the rich

Postby johnsmith » 12 Apr 2018, 13:25

mothra wrote:
johnsmith wrote:
mothra wrote:


Lordy! I even commented upon it. :emb



Normally i would make some sort of joke about ageing right about now, but my mamma says that's bad manners. :c


No, it's because Greg made me get stoned.


just like he MADE Fd edit his post

by the way, see the crap FD put up about that today :roll :roll :roll
FD.
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Re: Australia takes from the poor to give to the rich

Postby HBS Guy » 12 Apr 2018, 13:29

ahahaha was more than one cone, right mothra?
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Re: Australia takes from the poor to give to the rich

Postby mothra » 12 Apr 2018, 13:37

johnsmith wrote:just like he MADE Fd edit his post

by the way, see the crap FD put up about that today :roll :roll :roll


Yes. And he's roped in a couple of hyenas to masturbate him.

HBS Guy wrote:ahahaha was more than one cone, right mothra?


Moi? Just a tiny, ladylike sized one, of course.


Image
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Re: Australia takes from the poor to give to the rich

Postby Dax » 12 Apr 2018, 13:50

When you are dealing with a society controlled by ideologies, you always expect they will do the opposite to what is reasonable and effective for everyone. Of course there is the reality, everyone votes for these fools, expecting them to be true to their word. Then everyone jumps up and down when they don't keep their word and when elections come round again, they get the same lies, but still vote for them again. This is of course part of the syndrome ideologues live in, as they go round and round on their merry go round lives, never deviating form the same approach to voting. If it wasn't so ethically obscene, it would be hilarious, as the opposite approach would provide many benefits for society.

Privatisation has brought us to this point, where now the economy is designed for profit growth and nothing more. This has stripped governments of money making enterprises, they refuse to tax their corporate vested interests and have to get their money from individual tax payers, welfare and by reducing essential services.

The only logical and rational approach, would be to heavily tax everyone earning over $75000 a year and increase the aged pension to the average wage. The dole could stay the same, job seekers would get free transport and have to put in the corresponding community work hours for their dole. Excess work hours would be paid at the award rate, which over time would solve the jobless problem. If we put prisoners to work on community projects, we would save more money and it would mean those incarcerated would be paying back the cost of their crimes, reducing costs dramatically.

Raising the aged pension to the average wage, would drive the economy, as pensioners spend their money on travelling. This would rejuvenate rural economies, establish small business in rural areas again and could be used to move people from cities to better living conditions and prospects.

There is always a way forward, which could improve life for everyone. Sadly when dealing with ideologues and in particular religious ideologues, all you get is disaster ahead in bucket loads.
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Re: Australia takes from the poor to give to the rich

Postby johnsmith » 12 Apr 2018, 14:27

Dax wrote:The dole could stay the same, job seekers would get free transport and have to put in the corresponding community work hours for their dole.



not a chance.

Contrary to what the right wingers would have you believe, most people are on the dole because of insufficient jobs rather than lifestyle. If you want them to work, create jobs for them and hire them. Don't punish them for being victims of our economic system. Big business and govt need to maintain a certain level of unemployment to prevent wage growth and inflation.

At any one time we have about 750 000 unemployed, and only 150 000 jobs.



If anything we should thank the unemployed for stemming inflation
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Re: Australia takes from the poor to give to the rich

Postby MilesAway » 12 Apr 2018, 16:11

Dax wrote:When you are dealing with a society controlled by ideologies, you always expect they will do the opposite to what is reasonable and effective for everyone. Of course there is the reality, everyone votes for these fools, expecting them to be true to their word. Then everyone jumps up and down when they don't keep their word and when elections come round again, they get the same lies, but still vote for them again. This is of course part of the syndrome ideologues live in, as they go round and round on their merry go round lives, never deviating form the same approach to voting. If it wasn't so ethically obscene, it would be hilarious, as the opposite approach would provide many benefits for society.

Privatisation has brought us to this point, where now the economy is designed for profit growth and nothing more. This has stripped governments of money making enterprises, they refuse to tax their corporate vested interests and have to get their money from individual tax payers, welfare and by reducing essential services.

The only logical and rational approach, would be to heavily tax everyone earning over $75000 a year and increase the aged pension to the average wage. The dole could stay the same, job seekers would get free transport and have to put in the corresponding community work hours for their dole. Excess work hours would be paid at the award rate, which over time would solve the jobless problem. If we put prisoners to work on community projects, we would save more money and it would mean those incarcerated would be paying back the cost of their crimes, reducing costs dramatically.

Raising the aged pension to the average wage, would drive the economy, as pensioners spend their money on travelling. This would rejuvenate rural economies, establish small business in rural areas again and could be used to move people from cities to better living conditions and prospects.

There is always a way forward, which could improve life for everyone. Sadly when dealing with ideologues and in particular religious ideologues, all you get is disaster ahead in bucket loads.

** That's one suspectantly large jack russel :rain :rain :rain :rain :rain :rain :rain :rain :rain
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Re: Australia takes from the poor to give to the rich

Postby Dax » 12 Apr 2018, 16:23

johnsmith wrote:
Dax wrote:The dole could stay the same, job seekers would get free transport and have to put in the corresponding community work hours for their dole.



not a chance.

Contrary to what the right wingers would have you believe, most people are on the dole because of insufficient jobs rather than lifestyle. If you want them to work, create jobs for them and hire them. Don't punish them for being victims of our economic system. Big business and govt need to maintain a certain level of unemployment to prevent wage growth and inflation.

At any one time we have about 750 000 unemployed, and only 150 000 jobs.



If anything we should thank the unemployed for stemming inflation


Stop trolling, living in the past and in fervent denial of the reality we face. Providing those on the dole with community work, which pays the same as everyone else for the work they do and offers more work, is not only employment, but skill development. If you had a brain, you'd realise approaching things as they did in the last century is really dumb.

We are entering an era of automation, so jobs will become scarcer and scarcer. By putting the unemployed into meaningful community projects, which use labour and not automated machines, is providing jobs and skills. There will always be community projects everywhere and by your own post, there are never enough jobs for the amount of people today. Which is why we should stop immigration completely.

Even if we create industries, automation will run them, so we have to go a different way. Instead of being so negative and pathetic, why don't you come up with some way of reversing the growing unemployment trend. Rather the run those down who at least put forward ways and means to overcome the problems we face. Unless all you have, is what you post and that's always nothing of worth to decent discussions.

My company used to provide opportunities for the unemployed to develop skills, via centerlink. Sadly the majority of young ones either didn't run up, or were so disinterested they were late for the interviews and showed little interest. So we dropped that as it was costing money and now we employ only those who are approach us for work and mostly older people, as they are keen to work and learn.
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Re: Australia takes from the poor to give to the rich

Postby Dax » 12 Apr 2018, 16:33

MilesAway wrote:/quote]** That's one suspectantly large jack russel :rain :rain :rain :rain :rain :rain :rain :rain :rain


Pure bred Kelpie, nicknamed PP, or the black rat. PP stands for permanent pest and he is brilliant at it. Black rat is because he is sneaky, moves quietly, can't be seen in the dark, which means I trip over him lots of times. His lady is a dingo/kelpie (Marnie), so calm and cool, until he pesters her and then she gives him hell. Have had dogs all my life, another black kelpie saved my life a couple times when on the streets and 9, so adore them and get heaps of laughs out of their antics. They are so much more intelligent and nosy that they are capable of, which makes them hilarious companions and anywhere in travel Aus, they are by my side.
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Re: Australia takes from the poor to give to the rich

Postby johnsmith » 12 Apr 2018, 17:13

Dax wrote:
johnsmith wrote:
Dax wrote:The dole could stay the same, job seekers would get free transport and have to put in the corresponding community work hours for their dole.



not a chance.

Contrary to what the right wingers would have you believe, most people are on the dole because of insufficient jobs rather than lifestyle. If you want them to work, create jobs for them and hire them. Don't punish them for being victims of our economic system. Big business and govt need to maintain a certain level of unemployment to prevent wage growth and inflation.

At any one time we have about 750 000 unemployed, and only 150 000 jobs.



If anything we should thank the unemployed for stemming inflation


Stop trolling, living in the past and in fervent denial of the reality we face. Providing those on the dole with community work, which pays the same as everyone else for the work they do and offers more work, is not only employment, but skill development. If you had a brain, you'd realise approaching things as they did in the last century is really dumb.

We are entering an era of automation, so jobs will become scarcer and scarcer. By putting the unemployed into meaningful community projects, which use labour and not automated machines, is providing jobs and skills. There will always be community projects everywhere and by your own post, there are never enough jobs for the amount of people today. Which is why we should stop immigration completely.

Even if we create industries, automation will run them, so we have to go a different way. Instead of being so negative and pathetic, why don't you come up with some way of reversing the growing unemployment trend. Rather the run those down who at least put forward ways and means to overcome the problems we face. Unless all you have, is what you post and that's always nothing of worth to decent discussions.

My company used to provide opportunities for the unemployed to develop skills, via centerlink. Sadly the majority of young ones either didn't run up, or were so disinterested they were late for the interviews and showed little interest. So we dropped that as it was costing money and now we employ only those who are approach us for work and mostly older people, as they are keen to work and learn.



you're the only one trolling here, not me. Further evidence that Mothra was correct when she said yesterday that you are the one who has trouble accepting opposing views. Guess what dopey, this isn't a 'lets all agree with dax forum' :roll :roll

Unemployed need to be paid enough to live on. The 'community project' jobs you harp on about are a load of shit. That's what the 'work for the dole' was supposed to do and it has turned out to be a massive failure, used by some to make slaves out of the unemployed. Either give them a decent job for a decent days pay or stop making villains of them.

Your anecdotes don't prove shit. I too hired several long term unemployed through my company, and they were glad for the work and it worked out great for me.
Sure there are some that don't want to work, that's not limited solely to unemployed. You can be employed and a bludger. I know as I've fired enough of them. Most people just want a fair days pay for a fair days work.

As for heading towards automation, I agree it's a problem. And if we can't fix the problem with unemployed now that percentages of unemployed are low, we have no hope later when robots are expected to do everything for us.
FD.
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Re: Australia takes from the poor to give to the rich

Postby MilesAway » 12 Apr 2018, 17:36

Dax wrote:
MilesAway wrote:/quote]** That's one suspectantly large jack russel :rain :rain :rain :rain :rain :rain :rain :rain :rain


Pure bred Kelpie, nicknamed PP, or the black rat. PP stands for permanent pest and he is brilliant at it. Black rat is because he is sneaky, moves quietly, can't be seen in the dark, which means I trip over him lots of times. His lady is a dingo/kelpie (Marnie), so calm and cool, until he pesters her and then she gives him hell. Have had dogs all my life, another black kelpie saved my life a couple times when on the streets and 9, so adore them and get heaps of laughs out of their antics. They are so much more intelligent and nosy that they are capable of, which makes them hilarious companions and anywhere in travel Aus, they are by my side.

I had a bitzer when I was a kid: mostly Kelpie,... smart dog! Never had to tell it to get off the road once!

Had another one when I was a baby: apparently it used to walk backwards in front of me wherever I went!
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Re: Australia takes from the poor to give to the rich

Postby mothra » 12 Apr 2018, 17:37

johnsmith wrote:
Dax wrote:The dole could stay the same, job seekers would get free transport and have to put in the corresponding community work hours for their dole.



not a chance.

Contrary to what the right wingers would have you believe, most people are on the dole because of insufficient jobs rather than lifestyle. If you want them to work, create jobs for them and hire them. Don't punish them for being victims of our economic system. Big business and govt need to maintain a certain level of unemployment to prevent wage growth and inflation.

At any one time we have about 750 000 unemployed, and only 150 000 jobs.



If anything we should thank the unemployed for stemming inflation


Correct. And under-employment. Huge problem.
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Re: Australia takes from the poor to give to the rich

Postby MilesAway » 12 Apr 2018, 17:44

mothra wrote:
johnsmith wrote:
Dax wrote:The dole could stay the same, job seekers would get free transport and have to put in the corresponding community work hours for their dole.



not a chance.

Contrary to what the right wingers would have you believe, most people are on the dole because of insufficient jobs rather than lifestyle. If you want them to work, create jobs for them and hire them. Don't punish them for being victims of our economic system. Big business and govt need to maintain a certain level of unemployment to prevent wage growth and inflation.

At any one time we have about 750 000 unemployed, and only 150 000 jobs.



If anything we should thank the unemployed for stemming inflation


Correct. And under-employment. Huge problem.

....underemployment is very possibly the bigger curse!
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Re: Australia takes from the poor to give to the rich

Postby HBS Guy » 12 Apr 2018, 19:40

Looks like a tricky mutt :bgrin
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Re: Australia takes from the poor to give to the rich

Postby pinkeye » 13 Apr 2018, 00:50

mothra wrote:Australia takes from the poor to give to the rich

Last year, as the government prepared another round of welfare crackdowns, Minister Michaelia Cash said she expects “that those who can work should work and our welfare system should be there as a genuine safety net, not as something that people can choose to fund their lifestyle.”

The subtext was clear – those who need help are a drain on the rest of us.

This rhetoric is familiar, but it is wrong. It is the wealthiest Australians who enjoy the most support.

Research commissioned by Anglicare Australia shows that each year, a staggering $68 billion is spent keeping the wealthiest households wealthy. That is greater than the cost of Newstart, disability support, the age pension, or any other single welfare group.

The Cost of Privilege report, prepared by Per Capita, models four household types to show how these concessions and tax breaks work. One of the couples we modelled, Tim and Michelle, own their own home. They have two children in private schools, top health insurance, and two investment properties. Michelle doesn’t work, and Tim runs a small business. Each year, Tim and Michelle get $99,708 in concessions from the taxpayer, or $1917 per week. That is well over twice as much as a couple with two children on Newstart, and nearly three times as much as a family with one parent on the Disability Support Pension. Tim and Michelle do this by getting concessions on their superannuation, negatively gearing their investment properties to minimise their taxable income, and getting tax breaks for private schools and private health insurance. They also get generous Capital Gains Tax exemptions.

Each year, thousands of Australia's wealthiest households profit from these loopholes and subsidies. Our report finds that tax exemptions on private healthcare and education for the wealthiest 20 per cent cost more than $3 billion a year. Superannuation concessions to them cost over $20 billion a year, and their Capital Gains Tax exemptions cost an astonishing $40 billion a year. Compare that to the annual cost of Newstart, which comes in at just under $11 billion a year.
Importantly, nothing that Tim and Michelle are doing is wrong or illegal. This is not a broken system. It is a system working exactly the way it was designed to work, supporting the wealthiest at the expense of the rest of us.

These numbers tell us that something has gone badly wrong. The eighties were the decade of trickle-down economics, where taxes were cut for the richest with the promise that everyone else would soon feel the benefits. But now it’s worse – we’re in an era of trickle-up economics where subsidies, tax breaks and concessions for the richest are paid for by everyone else.

At the same time as some people are enjoying generous support because of their wealth, those who have the least are being targeted. Parliament has just passed a set of welfare crackdowns that will include a demerit system for Centrelink recipients, expanding the cashless welfare trial, penalising job seekers who miss appointments, and forcing people to run down their bank account before they can seek help.

Other changes mean that personal crises, like relationship breakdown or a family death, can’t be considered when people have problems completing their paperwork. And to top it off, hundreds of millions of dollars is being cut from social security.
All of this shows us an uncomfortable truth. We have become a country that cuts from the poorest to give to the richest – a fact borne out by the government’s obsession with corporate tax cuts.

Some parts of the media have taken issue with the report, but they have missed the point. Anglicare Australia has never said that we should abolish all concessions and subsidies. We are simply making the point that if we can afford to forego such staggering amounts of money to support the very wealthiest people, then we can afford to support those doing it tough too.

If we want to tackle inequality in Australia, the answer is simple. First, we need to end the trickle-up economics by winding back some tax breaks to the very wealthiest people. Next, we need to lift income support. The OECD has already warned that our income support payments are far too low. They are being outstripped every year by the cost of living.

And finally, we need to stop demonising people who need help. Cutting from the poorest must stop.

It is well past time that we end the trickle-up economics, and build a tax system that works for everyone.


https://www.theage.com.au/national/australia-takes-from-the-poor-to-give-to-the-rich-20180404-p4z7sn.html



This is so true... and you know what, we are so bushwacked by media and slant and spin, and yes, I hate to say, it... LIES.. that you'll have people disagreeing.. Just like that Cash person... after all, those masses don't deserve anymore than they get from US(the pollies) already.!!
:roll
No no no it's so dysfunctional.... OUR COUNTRY IS SO DYSFUNCTIONAL... it is definitely a relic from the british colonial past.
It IS TIME.

DIVERSITY... a word that scares the shit out of our white male powerbrokers.!!

Isn't it time.??
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Re: Australia takes from the poor to give to the rich

Postby HBS Guy » 13 Apr 2018, 00:59

Neoconservatism is what the ideology is called. Look after the wealthy, the managers of capitalism. It led to the adventures in Iraq and Afghanistan, huge, unfunded tax cuts to the rich here, the UK and the US.

A CEO now takes home hundreds of times of the average wage in his company, etc, and needs pay relatively little tax.

Sick.
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Re: Australia takes from the poor to give to the rich

Postby Dax » 13 Apr 2018, 05:55

HBS Guy wrote:Looks like a tricky mutt :bgrin


Not only tricky, but stupid as well, like an absent professor.
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Re: Australia takes from the poor to give to the rich

Postby Dax » 13 Apr 2018, 06:14

MilesAway wrote:....underemployment is very possibly the bigger curse!


Its is, because most jobs today are part time and or contract. The majority of public service jobs now are also contract and no guarantee of job security.

As we move to automation, there will be more and more under and unemployed, so there has to be something for them to do and community projects are the only thing that can be created. Of course work for the dole doesn't work, it's not meant to, all it does for the incumbent political parties is give them to opportunity to lie about how many are unemployed. When you class 1-2 hours work a week as being employed and the same with a training program, it's not hard to see there is no intention of balancing the economic situation of the country.

Nothing will or can change, until the current political party system is removed and something better suited to this century put in place and that can only be online referendum style government by the people. Then we will get decisions which will reverse the current, everything to the rich and nothing to the poor.

Community projects would be meaningful designed properly, they would increase local small business and industry, provide real skills that can be used in place of automation and give meaning to people lives who are struggling. Bringing the aged pension up to the average wage, would also rejuvenate society. Pensioners today travel and having money to do that, would spread the economic benefits around the country and not just into cities.

To make any difference, we have to change the system. But until people stop voting for the status quo, it's all down hill at a rapid rate for everyone.
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Re: Australia takes from the poor to give to the rich

Postby HBS Guy » 13 Apr 2018, 08:19

Any work for the dole/employment scheme must:

1. Pay at least minimum wage

2. Pay super and Workcover

3. Provide real training/job opportunities

4. Be worthwhile work, not make-work paint-a-rock type scheme.


Those who want to bludge on the pittance that is the dole—let them. Not worth perverting any Jobs scheme to force bludgers to participate.
Abbott & Co are going to cause the mother and father of all recessions—be prepared!
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Re: Australia takes from the poor to give to the rich

Postby MilesAway » 13 Apr 2018, 16:21

Dax wrote:
MilesAway wrote:....underemployment is very possibly the bigger curse!


Its is, because most jobs today are part time and or contract. The majority of public service jobs now are also contract and no guarantee of job security.

As we move to automation, there will be more and more under and unemployed, so there has to be something for them to do and community projects are the only thing that can be created. Of course work for the dole doesn't work, it's not meant to, all it does for the incumbent political parties is give them to opportunity to lie about how many are unemployed. When you class 1-2 hours work a week as being employed and the same with a training program, it's not hard to see there is no intention of balancing the economic situation of the country.

Nothing will or can change, until the current political party system is removed and something better suited to this century put in place and that can only be online referendum style government by the people. Then we will get decisions which will reverse the current, everything to the rich and nothing to the poor.

Community projects would be meaningful designed properly, they would increase local small business and industry, provide real skills that can be used in place of automation and give meaning to people lives who are struggling. Bringing the aged pension up to the average wage, would also rejuvenate society. Pensioners today travel and having money to do that, would spread the economic benefits around the country and not just into cities.

To make any difference, we have to change the system. But until people stop voting for the status quo, it's all down hill at a rapid rate for everyone.

...as for the training programs some very dodgy people make a killing providing absolutely nothing.

It's a shemozzle!
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